My Private Welfare

+ Awareness + Income + Savings + Future


Longevity Based Economic Wellbeing

We help ordinary people create extraordinary results.

In building their own bridge to a quality future.

Each on their own.

We are part of the longevity-risk-solution movement.

You Only Live Once. 

How to build a bigger future. 

Boost your Quality of Life.

You are ready to get more. 

Many people, since no one can choose, were born and lived in social contexts that did not provide them with a valid economic-financial education.

This reality constitutes an unjust discrimination that penalizes their well-being throughout their lives.

MPW works to fill this gap, providing simple tools suitable for everyone, awareness and action to improve one's quality of life.

On MPW people can leverage to have, at every stage of their life, the money needed to live better.


We provide a simple solution to all those who would like to strengthen the present and build a solid future at the same time, but don't have the money to do so.

We focus on tools to create new savings through increased income. 

Simplicity is our superpower.


1 - Lack of money to build a solid future

This explains why many people risk having years in which their quality of life will worsen significantly. In fact, starting today:

a - they don't have money to set aside for prevention for the near future, for the medium future and, above all, for the distant future.

b - or the money would be there, but they don't have the psychological willingness to penalize the current financial routine by giving up some expenses.

c - or the money is there, it must not penalize the current financial routine, but it is not considered important to set it aside for such a distant future.

MPW solution

Reduce the cost of economic prevention provisions to zero, thanks to new passive income and therefore without penalizing the current financial routine and overcoming every psychological obstacle.

2 - Lack of consistency to achieve goals

People are used to starting many things (diet, drinking, smoking, sports, etc.) and completing few or none of them.

It is a natural process due to the weakening of the level of attention as time passes and with the many things of daily life.

However, when economic prevention is carried out through provisions, this must not happen otherwise it is impossible to have results in line with expectations.

Therefore, great vigilance is needed to ensure that additional income does not unconsciously enter into the daily financial routine and become greater expenses.

MPW solution

Just as in the gym you need a strict personal trainer if you want to achieve results, so in the economy you need an accountability partner who accompanies you for years. until the goal is reached.


1 - FOR YOU: MPW $urplus Program 

plus passive income, starting today, to have more money to set aside

MPW plans to offer tools for generating passive income, such as Cash-Back Navigator and Surplus Navigator. These channels can provide a small income stream, which can be combined with others to build the capital needed for financial freedom after leaving the workforce.

Additionally, MPW has decided to activate,directly, a constant flow of new passive income through its $URPLUS PROGRAM.

MPW rewards subscribers who refer friends and family to subscribe, saving on marketing costs. This is not an activity but simply the sharing of the experience through effective word of mouth.

The bonus for each new subscriber repeats monthly, creating a constant stream of passive income.

MPW has innovated the bonus system by dividing it into two levels, making the potential monthly revenue more coherent.

In addition, MPW offers its model for free to companies that want to grow through word of mouth as part of its $urplus Movement, adding social value.

2 - FOR YOU: MPW Accountability Partner

the digital certainty, from today, of achieving your goals

The noise of the world and the many things that take priority in our daily lives cause many goals that we would like to achieve to fail.

People have good intentions, but then, when they take action, they are unlikely to achieve their goal. So people start many things, but achieve few or no goals.

This must not happen when you set aside for your future security of having the Quality of Life you desire, when you leave the world of work. Otherwise you will have to face years of senile, uncomfortable or even nightmarish destitution.

So it is vital to reach the goal. You need something that keeps you focused on the goal, like in the gym where your personal trainer forces you to be consistent.

MPW has created a digital Accountability Partner that helps you achieve your ultimate goal. You will be able to manage it independently because it is easy to use. Plus you will have the advantage of being able to use it for any of your goals.

Monthly flows of transparent savings keep you safe.


and it provides you with an ECOSYSTEM OF TOOLS to achieve the wellbeing you desire.

1 - MPW Contribution for Passive Income

2 - How Achieving Goals

3 - Active Income Booster

4 - How to Live on Income & Early Retirement

5 - More Passive Income Booster

6 - Physical Wellbeing Booster

7 - Quality of Life Protection

8 -  Progressive Update

9 - Wealthy Booster

For more details, see the Our Purpose page 


MPW is rooted in extending the longevity dividend to all people, bridging the cultural divide, to increase their economic well-being.

Making the recovery of differences a core social value.

Focuses on intergenerational engagement to mobilise people of all ages across their lifecourse.


Our work for women and girls is impactful and making a difference. 

Generation Z 

 12 months free for under 25s

Corporate $urplus Movement

MPW works to ensure that building a strong future to protect against longevity risk is within everyone's reach and not just something for the rich who already know what to do and can afford it.

The objective of the $urplus Movement is to increase support for individuals 

by bringing together other companies that already pay by word of mouth, on this topic.

The reason for the commitment starts from the observation that no one can choose where to be born or where to grow up. Therefore, those who happen to be born and grow up in social contexts in which there is no habit of transmitting economic-financial education are destined to live a life of a quality that is certainly lower than that which they would have had if they had been born where this habit is rooted.

It is clear that this is casual discrimination, therefore unjust and undeserved, which MPW takes as a social duty to neutralize and makes it its mission.

We are at the beginning of a long process that has a lot of potential for development. MPW is open to proposals and suggestions.

  Join the Movement!

MPW,  simple methods for living better!

With our platform and tools, we are the Changemakers helping people acquire

a growth mindset as an agent to improve their Quality of Life.

Challange yourself

GFLEC - Global Financial Literacy Excellence Center - STANDFORD UNIVERSITY

The “Big Three” financial literacy questions

 (listed below), created by Director Annamaria Lusardi and Professor Olivia S. Mitchell, have now been used in more than 20 countries to measure financial knowledge.


Suppose you had $100 in a savings account and the interest rate was 2% per year. 

After 5 years, how much do you think you would have in the account if you left the money to grow? 

a - More than $102

b -  Exactly $102

 c - Less than $102 


Imagine that the interest rate on your savings account was 1% per year and inflation was 2% per year. 

After 1 year, how much would you be able to buy with the money in this account?

a - More than today 

b - Exactly the same 

c - Less than today 


Please tell me whether this statement is true or false. 

“Buying a single company’s stock usually provides a safer return than a stock mutual fund.” 

a - True 

b - False 

c - Do not know

Correct answers 

1 - a

2 - c

3 - b

If you have had any doubts, you should increase your financial literacy with a good course.

But even before that, you should subscribe to My Private Welfare here to understand what financial literacy is for, have a broad vision of your economic well-being and know how to boost your quality of life.


Operates to create conditions so that improving the present and "neutralizing the Risk of Personal Longevity" is within everyone's reach, escaping poverty in old age. The solution is economical and consists of setting aside funds for decades, month after month, to create a supplementary lifetime income, independent of everything and everyone, thus guaranteeing economic peace of mind for the entire long period during which everyone will have to live on income (pension). However, the social challenge is to make this possible for as many people as possible. This is the mission of MPW, which, with its entire ecosystem, operates to create the broadest possible conditions.


It is a strategic mentorship platform that provides tools to gain awareness, useful for strengthening the present and securing the distant future of subscribers, already raising the quality of their lives.

MPW focuses on empowering the phase in which people build their savings, the one that precedes the investment phase and makes it possible, and strengthening their ability to face, manage, and overcome the typical challenges of economic life. Its mission is to accompany subscribers in bridging the cultural gap that penalizes them, to finally achieve financial independence.

MPW is very attentive to sustainability, but since sustainability without performance has no impact, it has chosen a business model that, through the dissemination of tools truly suitable for everyone, allows for concrete results.

MPW does not deal with the execution of the information provided, for which it recommends always seeking assistance from one's usual trusted Financial Advisor regarding investments and from experienced professionals for other issues.

MPW does not provide training, financial advice, insurance, or financial product sales, does not open accounts, and does not require deposits.


Please read this important information carefully before entering this website. It contains legal and regulatory notices relating to the information on this website. By accessing the site, you accept this text, the Terms and Conditions, and the Privacy Policy, so read everything carefully. We publish platforms for didactic purposes with a plurality of learning models. MPW and My Private Welfare are registered trademarks.

You acknowledge that we research and provide application models that users can exploit. Also note that our research starts from the consideration that most people had a social deficit between the ages of 0 and 25, which, with varying degrees, caused them to lack the know-how that would have been useful today to get more income. It is a cultural discrimination that we strive to counter by providing awareness and operational tools for general use.
We focused the field of our action on the problems caused by the lengthening of life, the Longevity Risk, on how they are reflected on the single individual in his first half of the working phase. And on what possible contrasting actions we can take in place for the distant future, but at the same time, effective in raising the quality of life in the present time (concerning the characteristics of the single individual) and in guarding against foreseeable, unforeseen events. We also research the valuable tools that are ready-to-use and suitable for everyone.

Warranties and Limitations of Liability
You acknowledge and agree that we have made no implications, guarantees, promises, suggestions, projections, representations or guarantees of any kind about future results or that you will earn any money, and that we have not authorized any such projections, promises or representations from others. We have reminded you that it is necessary to obtain tax advice from a tax professional, the same for investments from a qualified expert, and legal aspects from a legal adviser. We assume no responsibility for any information you provide that falls into these categories.
There is no relationship with incentives or offers of network marketing activities, Ponzi schemes, or pyramid schemes. Each subscriber has no organizational or hierarchical relationship with the others.

Investment Disclaimer
You acknowledge and accept that this platform does not offer collection, advice, or asset management, reserved only for qualified professionals. You accept that we are not financial, tax, or legal professionals but trainers. We do not believe in any method, nor do we lead to believe that making money is easy, fast, or guaranteed. You should consult a professional for advice on these matters. We provide absolutely no guarantees of success, monetary or otherwise. We assume no responsibility for the time or money spent on this membership, products, advertising, support, or otherwise.

Fair use and confidentiality
Only one person can access the platform. If we verify that a member allows others to use their account to access the platform, we will remove that person without refund. You may not share this information with others; we will terminate without refund those who shares news elsewhere. The same applies if a subscriber causes the damage of any kind, direct or indirect, to the platform, MPW, and My Private Welfare or its founders. This also includes the financial claim for damages.

Results may vary from person to person due to many factors. You agree that although you follow this platform, you may not receive the desired results. We are not responsible for your well-being or income. Please be aware of this and accept it.

In identifying valuable tools, we also operate in the field of research and analysis of the dynamic behavior of the stock exchange. We have created an algorithm (our intellectual property) as a technical tool to facilitate learning. Its function is to report up to 10 potentially profitable New York Stock Exchange stocks daily on the same trading day as the forecast. Each user can evaluate whether these data are worthy of attention and use them as he deems most convenient. To avoid discrimination against the least competent in the field and those who don’t have time, our platform allows to automate data transmission to the user’s broker daily.

Past results
Any results shown (gross of taxes) have historical value only and do not imply any expectations for the future.

Money security
In any case, we limit ourselves to extracting signals; we never know what use the user can make of them, nor information (consistency and movements) on his account at his trusted broker. We just make our data available to the broker (through the connecting platform or Metatrader integration, never indicating the quantities other than splitting them into equal parts).

No performance guarantees
We allow data exchange between our platform and third parties, mainly concerning the automation of the trading flow. As third-party platforms do the trading execution, we cannot be held responsible for the proper execution of the trades. We only ensure that our data is adequately made available for exchange. We always remain unaware of the use made of it in the execution, even if it is done.

We publish all our data/results in real time. They refer to day trading with transactions that last a maximum of 6 hours, in the model that assumes intervention at opening and exit at closing, with reliquidation of the investment. In our research, our algorithm is focused on day trading, and we compare it to the S&P500 index for benchmarking purposes. Our model has no relationship with traditional or systematic day trading, nor with multiday trading and therefore, the results can also be very different